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Our Attorneys are Accessible to Clients At the Law Offices of David V. Luu, we believe that a law firm should provide clients access to their attorney from start to finish. We offer the personal attention of an attorney to our clients, never an assistant, paralegal or secretary. We offer direct communication with an attorney to provide clients updates on the status of litigation, thereby focusing our efforts to achieving results for individuals and businesses throughout Santa Ana, California, and the neighboring Orange County cities. We recognize that clients are often unfamiliar with the law and will need an attorney to guide them through the legal arena, whether in the Santa Ana Bankruptcy Court or Orange County Superior Court. For this reason, it is our philosophy to timely respond to clients' inquiries, and to periodically evaluate our strategy in accordance with each client's specific legal and financial objectives.

Thursday, October 21, 2010

Keeping Your Home through the Chapter 13 Interest-Free Repayment Plan

Chapter 13 was designed to stop foreclosure, repossession, wage garnishments, lawsuits, and creditor harassment.

Chapter 13 bankruptcy works with the courts to consolidate, prioritize, repay; and, in some cases, reduce or eliminate old debts and junior mortgage liens.

This type of bankruptcy allows you to make one lower, interest-free monthly payment to a trustee. In turn, the trustee prioritizes your debts and deals directly with your creditors.


Unlike Chapter 7 bankruptcy, which specifies people who are qualified to file, most are allowed to file bankruptcy under Chapter 13. Allow us to answer your questions and discuss the ways we can help you get back on the road to financial freedom. Call the Law Offices of David V. Luu to schedule your free bankruptcy case consultation.

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