Chapter 7 $799*(includes Attorney Fee, 341(a) Meeting, and credit report. Start your petition with $200
and choose from our flexible payment plans) + $299 for Chapter 7 court filing fee
*Additional fees may apply if you are filing:
- On an emergency basis;
- Live outside Orange County;
- Have more than 15 creditors; or,
- Are married and must file a joint petition.
There is absolutely no risk on your part. Just bring in this special offer and take advantage of our reasonable fee
so that we may help you eliminate your debts.
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• Are you in over your head in payday loans?
• Are you experiencing trouble paying bills?
• Do you have a lot of medical bills?
• Are you having trouble paying for living expenses?
• Do you owe a lot in credit card debt?
• Have you recently lost income?
If you answered yes to any of these questions, you’re sure to benefit from our free consultation on whether filing Chapter 7 or
Chapter 13 bankruptcy, which has helped millions resolve their debts and protect their property, is also the suitable solution
for you. At this time, we have a promotional offer that can help you through the bad financial climate and begin a new life!
What the Bankruptcy Automatic Stay will do:
• Stop Foreclosure
• Stop Creditor Harassment
• Stop Lawsuits
• Stop Wage Garnishments
What is the Difference between a Chapter 7 and Chapter 13 Bankruptcy?
| CHAPTER 7 BANKRUPTCY “Straight bankruptcy” involves liquidation of assets to repay debt | CHAPTER 13 BANKRUPTCY
“Debt readjustment,” involves financial reorganization of debt for an individual with regular income |
|---|---|
| Case when Chapter 7 is most common:
-You have little property other than the basic necessities like furniture and clothing. -You have little or no money left after paying basic and other expenses each month. | Cases when Chapter 13 is most common:
-You own a home or other property, which have significant equity that you want to keep. -You have regular income and can pay your living expenses, but you can’t keep up with the scheduled payments on your debts. |
| Benefits of Chapter 7:
- Most of your unsecured debts can be discharged (wiped out completely). - The process moves quickly—you may receive your discharge in just 5-6 months. - Creditors are prohibited by Federal law from contacting you while the automatic stay is in effect—or after your debts are discharged. | Benefits of Chapter 13:
-You can keep the majority of your assets while spreading out the time for you to pay past due accounts. -You will have between 3-5 years to catch up on any delinquent accounts according to a schedule that you and the bankruptcy trustee have agreed is feasible for you. -You will make one monthly plan payment to the bankruptcy trustee for distribution to your creditors—you'll have no direct contact with creditors during the protection period of 3-5 years. -Co-signers may be protected. |
| Are you qualified to file under Chapter 7?
Debtors who have qualified under the ‘means test’ and completed a required pre-filing session with a credit counselor may file for Chapter 7 bankruptcy protection. | Are you qualified to file under Chapter 13?
You may qualify if you are an individual debtor whose unsecured debts are below $360,475 and whose secured debts are less than $1,081,400. |
We offer relief to those overwhelmed by debt and losing ground. Begin the rebuilding process, take back control, and reclaim your life.
Call the Law Offices of David V. Luu at (714) 697-8600 to schedule your free, no cost, initial consultation. Let us help you find new financial
freedom on whether you qualify to file, and if Chapter 7 or Chapter 13 is a good fit for you so you can enjoy a “fresh start.”
Law Offices of David V. Luu
930 W. 17th Street
Suite B
Santa Ana, CA 92706
T: (714) 697-8600
F: (714) 835-5898
www.luu-law.com
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